Inoperative Accounting List
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Service Charges
 
* A/C Opening and Minimum Balance
Sr.No. Description Minimum Balance
1 Current A/c 1000
2 Saving A/c (Without Cheque book) 500
3 Saving A/c (With Cheque Book / ECS instructions) 1000
4 Student Savings Bank Deposit Scheme 500
5 Recurring Above 100
 
* Minimum Balance Charges If minimum balance is not maintained)
Sr.No. Description Charges
1 Current A/c 25 (On day of transaction if closing balance is below minimum balance required)
2 Saving A/c 25 (Monthly)
 


* Inoperative /Dormant A/c incidental Charges
Sr.No. Description Charges
1 Current A/c Nil
2 Saving A/c Nil
 


* Charges for late payment of Installment (Recurring Deposit)
Sr.No. Description Charges
1 Charges for late payment of Installment (Recurring Deposit) 1.50 per 100 per Month
 

* Cheque Book Issue Charges
Sr.No. Description Charges
1 Cheque Book Charges Rs 1.50/- per cheque leaf
1 Personalized Book Charges 2 per cheque leaf
 


* Stop Payment Charges
Sr.No. Description Charges
1 Stop Payment Charges
20 per cheque leaf
 

* Duplicate Pass Book / Statement
Sr.No. Description Charges
1 Savings & Recurring (Duplicate ) 25/-
2 Current /Cash Credit (Duplicate ) Per page 10 /-
 

* Charges for Closure of A/c before 12 Months
Sr.No. Description Charges
1 Savings & Recurring 25/-
2 Current 100/-
 

* Lost Token
Sr.No. Description Charges
1 Lost Token As Per Token
 

* Loan , Nominal Member, Share Application Form Fee
Sr.No. Description Charges
1 Loan Application Form Fee 100/-
2 Nominal Member, Share Application Form Fee 100/-
2 NEW Member , Share Application Form Fee 110/-
 


* Loan Processing & Documentation
Sr.No. Description Charges
1 New Term Loans 1% (+ add as per bank charges )
2 New Cash Credit 1%(+ add as per bank charges )
3 Cash Credit Renewal 1%(+ add as per bank charges
4 Gold Loan 1%(+ add as per bank charges )
 

 

* RTGS & NEFT
Sr.No. Description NEFT Charges
1 Upto 10000 Rs. 2.50+ GST
2 From 10000 to 1 lac Rs. 5 + GST
3 Above 1 lac upto 2 lac Rs. 15 +GST
4 Above 2 lac to 5 lac Rs. 25 + GST
5 Above 5 lac Rs. 50 + GST
 


* OBC Collection Charges  (If Cheque is Reaturned)
Sr.No. Description Charges
1 obc cheque (out station cheque )Return 25/- (+ postage charges) 
 

* OBC Collection Charges
Sr.No. Description Charges
1 obc cheque (out station cheque ) min 25 /- per 1000 /- charged Rs 3/- + postage charges
 

* Locker Rent & Security Deposit
Sr.No. Description Charges
1 Locker Rent & Security Deposit Depending upon locker size. Charges schedule can be availed from any branch.
 

* ATM Card Charges
Sr.No. Description Charges
1 Duplicate ATM card issue Charges 100
2 Duplicate Pin mailer issue Charges 25
 

* Atm closed charges
Sr.No. Description Charges
1 saving 100/-
2 Current 100/-
 

* Pay slip and demand draft (in pune area)
Sr.No. Description Charges
1 pay slip Min Rs 20 + and per 1000/- which ever is more 1 Rs
2 Demand draft (outside pune area ) Min rs 20 and per 1000/- which ever is more 2 rs
रिझव्र्ह बँकेच्या आदेशाप्रमाणे अथवा संचालक मंडळाच्या वेळोवेळीच्या निर्णयाप्रमाणे व्याजदरात होणारे बदल बंधनकारक पडतील.
Interest rate are changed by guide line of reserved bank and reservation board of director from time to time.