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Applicant:
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Any Individual (Single / Jointly ).
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Purpose:
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Personal / Business Development.
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Loan Amount: |
As per demand and with 25 % margin. |
Rate Of Intrest: |
15 % (Above 1 core intrest rate 14% and above 1 core loan rebate 2 % as per conditions ). |
Repayment: |
Upto 36 months. |
Security: |
Registerd Mortgage of finansed property /property proposed to be furnished. 2 guarantor |
Processing Fee: |
1.5 % of the loan amount. |
Share Holding: |
2.50 %of the loan amount. |
Documents: |
For detail documents please contact your nearest branch .(property valuation from bank valuer is compulsory & property should not be prior to 25 years ) Evidence of end use of the loan . for other document check add. information. |
Insurance: |
Insurance Of Property Charged To The Bank . |
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Loan File Documents As Follows
- • New Member Form :
- 1. Pan Card , Ration Card/Latest Light Bill, Index 2 Xerox , 2 Photo
2. Affidavit
3. Loan Demand Form
4. Nominal Member Form - • Loanee Document :
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1. Pan Card , Ration Card
2. Latest Light Bill, Index 2 Xerox
3. Photo 1 , 3 Month Salary Slip And 10 Cheque
4. Shop Act License, Income Tax Returns Last 3 Years , Bank Statement ,Permanent Certificate - • Co Borrower Document :
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1. Pan Card , Ration Card
2. Latest Light Bill, Index 2 Xerox
3. Photo 1 , 3 Month Salary Slip And 10 Cheque
4. Shop Act License, Income Tax Returns Last 3 Years , Bank Statement ,Permanent Certificate
- • Guarantor No 1 :
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1. Pan Card , Ration Card
2. Latest Light Bill, Index 2 Xerox
3. 1 Photo , 3 Month Salary Slip And 10 Cheque
4. Shop Act License, Income Tax Returns Last 3 Years , Bank Statement , Permanent Certificate - • Guarantor No 2 :
- 1. Pan Card , Ration Card
2. Latest Light Bill, Index 2 Xerox
3. 1 Photo , 3 Month Salary Slip And 10 Cheque
4. Shop Act License, Income Tax Returns Last 3 Years , Bank Statement , Permanent Certificate
