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Quick Links
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 Home Loan Scheme |
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Applicant:
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Individuals Or Jointly (Co-Borrowers Having An AssuredSource Of Regular Income Viz. Salaried / Self-Employed Persons, Professionals, Businessmen, Farmers Etc).
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Purpose:
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Construction Of House, Where In The Plot/Land Alreadyowned By The Applicant To Buy Built Up (New Or Second Hand) / Semi Built Up house Or Flat.To Extend/Renovate/Repair,The Existing House Or Flat.To Extend/Renovate/Repair, The Existing House Or Flat.To Buy A Flat Under Construction Or Proposed To Be Constructed
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Loan Amount: |
70% Of Flat Or Construction Cost Or As Per Income Repayment Capacity. |
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Rate Of Intrest: |
13 %(1 % Rebate As Per Condistions ). |
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Repayment: |
Max Upto 10 Years. |
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Security: |
Registered Mortgage Of Financed Property/Property Proposed To Be Furnished. |
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Processing Fee: |
1.5 % Of The Loan Amount |
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Share Holding: |
2.50% Of The Loan Amount |
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Documents: |
For Detail Documents Please Contact Your Nearest Branch. |
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Insurance: |
Insurance Of Property Charged To The Bank . |
Loan File Documents As Follows
- • New Member Form :
- 1. Pan Card , Ration Card/Latest Light Bill, Index 2 Xerox , 2 Photo
- 2. Affidavit
- 3. Loan Demand Form
- 4. Nominal Member Form
- • Loanee Document :
- 1. Pan Card , Ration Card
- 2. Latest Light Bill, Index 2 Xerox ,
- 3. Photo 1 , 3 Month Salary Slip And 10 Cheque
- 4. Shop Act License, Income Tax Returns Last 3 Years , Bank Statement ,Permanent Certificate
- • Co Borrower Document :
- 1. Pan Card , Ration Card
- 2. Latest Light Bill, Index 2 Xerox
- 3. Photo 1 , 3 Month Salary Slip And 10 Cheque
- 4. Shop Act License, Income Tax Returns Last 3 Years , Bank Statement ,Permanent Certificate
- • Guarantor No 1 :
- 1. Pan Card , Ration Card
- 2. Latest Light Bill, Index 2 Xerox
- 3. 1 Photo , 3 Month Salary Slip And 10 Cheque
- 4. Shop Act License, Income Tax Returns Last 3 Years , Bank Statement , Permanent Certificate.
- • Guarantor No 2 :
- 1. Pan Card , Ration Card
- 2. Latest Light Bill, Index 2 Xerox
- 3. 1 Photo , 3 Month Salary Slip And 10 Cheque
- 4. Shop Act License, Income Tax Returns Last 3 Years , Bank Statement , Permanent Certificate
- • Builders Payment Receipt
- • Original Agreement / 8 Utara
- • Builders Document Xerox And Blue Print
