1. Know your Customer
Have you heard of a small account?
Even without proof of indentity and address, open a savings bank's 'small account' by
submitting a recent photograph and signature. Enjoy account balance of up to Rs.
50,000, withdrawal up to Rs 10,000 per month and total credits of up to Rs 1 lakh per
financial year.
2. Credit Discipline
Don't know your credit score?
lndividuals having credit history can get one free full credit report including credit
score,once in a year(January-December)from any of the four credit information
companies(TransUnion CIBIL,Equifax,Experian or CRIF High Mark.)
3. Unified Payment Interface
Do you have a smartphone with access to the internet?
Go digital on the Unified Payment Interface platform(UPI). A platform that allows seamless
transfer of money on a real time basis between two bank accounts using either your
bank's app, BHIM or any other third party app on your smartphone.
4. *99#
Do not have a smartphone or access to the internet?
Go digital using *99# USSD code. A platform that allows seamless transfer of money
on a real time basis between two bank accounts using a feature phone/smart phone without
internet connection by dialing code *99#